Arapay
Live across 14 countries

Arapay is payment infrastructure built for industries that need global reach: gambling, betting, crypto, forex, gaming and adult. Fast integration, high approval rates, and live support across 50+ countries.

No deposits. No frozen funds. Real, confirmed settlements only.

Live network
214sources
Median settlement
90s↓ 11%
Approval rate
97.2%
Last payment

 

Hover a flag or drag the globe - countries highlighted in cyan are live

Trusted across 14+ local payment rails

PIXBrazil
VisaGlobal
MastercardGlobal
RevolutEU & UK
Mercado PagoLatAm
PayPalGlobal
AlipayChina
WeChat PayChina
KlarnaEU
SBPRussia
UPIIndia
SPEIMexico
KaspiKazakhstan
PrivatBankUkraine
MonoBankUkraine
BCAIndonesia
AkbankTürkiye
EasypaisaPakistan
bKashBangladesh
PIXBrazil
VisaGlobal
MastercardGlobal
RevolutEU & UK
Mercado PagoLatAm
PayPalGlobal
AlipayChina
WeChat PayChina
KlarnaEU
SBPRussia
UPIIndia
SPEIMexico
KaspiKazakhstan
PrivatBankUkraine
MonoBankUkraine
BCAIndonesia
AkbankTürkiye
EasypaisaPakistan
bKashBangladesh
bKashBangladesh
EasypaisaPakistan
AkbankTürkiye
BCAIndonesia
MonoBankUkraine
PrivatBankUkraine
KaspiKazakhstan
SPEIMexico
UPIIndia
SBPRussia
KlarnaEU
WeChat PayChina
AlipayChina
PayPalGlobal
Mercado PagoLatAm
RevolutEU & UK
MastercardGlobal
VisaGlobal
PIXBrazil
bKashBangladesh
EasypaisaPakistan
AkbankTürkiye
BCAIndonesia
MonoBankUkraine
PrivatBankUkraine
KaspiKazakhstan
SPEIMexico
UPIIndia
SBPRussia
KlarnaEU
WeChat PayChina
AlipayChina
PayPalGlobal
Mercado PagoLatAm
RevolutEU & UK
MastercardGlobal
VisaGlobal
PIXBrazil
50+

Countries live

200+

Payment sources

97%

Average approval

99.99%

Platform uptime

Why Arapay

Everything you need to accept payments globally

The reliability and reach modern merchants need - without the friction of traditional providers.

Live in 2 hours

One API. Every payment method.
Every geography.

REST + Webhooks + WebSocket gateway. OpenAPI 3.0 spec, sandbox keys, idempotency built in.

Total transactions
345,245
Approval rate
97.4%
RESTWebhooksWebSocketOpenAPI 3.0Sandbox

High approval rates

Smart routing across hundreds of payment sources with cascade retry on failure. Every legitimate conversion captured.

97%average approval

Global market access

Live in 50+ countries across CIS, LatAm, South Asia, Türkiye and Europe - with new geos every month.

50+countries live

24/7 human support

Real engineers via live chat. Average first response under 8 minutes. No tickets, no scripts.

8mavg first response

Bank-grade security

AES-256-GCM card encryption, HMAC-signed webhooks, double-entry ledger and IP whitelisting.

AES-256card encryption

Developer-first

OpenAPI 3.0 spec, idempotency keys, typed errors, a real changelog. Built by engineers.

REST + WS+ webhooks

Who Arapay is for

Industries that need global payment access

Whatever your vertical, we have a payment rail tuned for it - with local methods that actually convert.

Gambling & Casino

Online casinos, slots, live dealer platforms. High-volume payouts handled smoothly.

Sports Betting

Bookmakers, fantasy sports, prediction markets - with instant settlements.

Crypto Projects

On/off-ramp services, exchanges, trading platforms - fiat ↔ crypto bridge.

Forex & Trading

CFD brokers, prop firms, signal services. Compliant flows and fast settlements.

Gaming Platforms

In-game currency, skin marketplaces, subscriptions, esports prize pools.

Dating & Adult

Subscription dating, content platforms, premium memberships.

vs the others

Why teams pick Arapay over traditional providers

Built specifically for high-risk verticals. None of the friction. None of the rejections.

Feature
ArapayBuilt for high-risk
Traditional PSPs
Time to first live payment
2 hours - same business day
4-8 weeks of KYB
High-risk verticals
Yes - gambling, betting, crypto, forex, adult
MCC restrictions, frequent rejections
Average approval rate
97%+ with cascade routing
60-75%, no automatic retry
Local payment methods
14+ rails: PIX, UPI, SPEI, Kaspi, MonoBank...
Cards & SEPA only
Live geographies
50+ countries: CIS, LatAm, South Asia, EU
EU/US biased coverage
Support response
< 8 min via live engineer chat
Email ticket queue, 1-3 days
Settlement
Real-time webhooks + WebSocket events
T+3 batch payouts
Security deposits
Zero deposits, zero rolling reserves
5-15% rolling reserve, 90+ days hold
Developer experience
OpenAPI 3.0, idempotency, typed errors
Legacy XML/SOAP, undocumented quirks

Available GEOs

Process payments where your customers are

Live in 14 countries today, with new GEOs shipping every month. We focus on markets where local rails are tricky and competitor processors struggle.

CIS

Latin America

South Asia

Europe & Türkiye

More GEOs in development - ask us what's next
Drag the globe - highlighted polygons are countries we're live in

How it works

From first call to first payment in a single day

  1. 01

    Submit request

    Tell us about your project - volume, vertical, target geos. Five minutes, one form.

  2. 02

    Technical chat

    Engineer-to-engineer kick-off call covering integration spec, sandbox keys and webhook signing.

  3. 03

    Integration

    REST API or webhook-only mode. Copy our examples, swap your callback URL, you're live.

  4. 04

    Launch

    Real money, real customers, real settlements. We monitor your first 100 transactions side-by-side.

~/arapay · create-order
$ curl -X POST https://api.arapay.net/api/order/v1/merchant/orders \
    -H "X-Api-Key: ak_live_•••••••" \
    -H "Content-Type: application/json" \
    -d '{
      "amount":      "5400.00",
      "currency":    "BRL",
      "method":      "PIX",
      "callback_url":"https://merchant.io/cb",
      "external_id": "ord_92f1a3"
    }'

{
  "order_id":     "ord_01HXM7A2VK9G2BQ8FZ7K4N0P3R",
  "status":       "pending",
  "expires_at":   "2026-05-26T03:54:18Z",
  "payment_link": "https://pay.arapay.net/p/9zq..."
}

# 14 seconds later, your webhook fires:
POST https://merchant.io/cb
{ "event": "order.paid", "amount": "5400.00", ... }

Live activity

What our network is doing right now

A live, simulated stream from across the supported geos.

Simulated stream
/events/stream
api.arapay.net

Security

Your customers' money is safe at every step

Payment infrastructure isn't only about speed. It's the part where you and your compliance team both sleep at night.

Encryption
AES-256-GCM
Webhooks
HMAC SHA-256

AES-256-GCM card encryption

Card data never leaves the requisite service in plaintext. Keys rotate monthly, master key in HashiCorp Vault.

HMAC-signed webhooks

Every callback signed with your secret. Replay-protected. Idempotent per order_id.

Double-entry ledger

Every transaction passes through a double-entry bookkeeping ledger. Reconciliations are automatic, discrepancies surface immediately.

IP whitelist & rate limits

Admin API limited to allowed IP ranges. Merchant API 100/min per IP, 1000/min per key. Trader API 60/min per user.

FAQ

Answers to the questions we hear most

Most merchants are accepting real payments within a single business day. The technical integration itself takes about 2 hours: REST API or webhook-only mode, copy our examples, swap your callback URL.

Gambling, sports betting, crypto on/off-ramps, forex, prop firms, gaming, dating and adult. If a traditional PSP keeps rejecting your MCC, we are almost certainly a fit.

No. There are no security deposits, no rolling reserves, no holdbacks. You only ever see real, confirmed settlements.

Card data is encrypted with AES-256-GCM and never leaves the requisite service in plaintext. Webhooks are HMAC-signed with your secret. Every transaction passes through a double-entry ledger.

Smart routing automatically cascades to the next requisite. The merchant only sees a single confirmation event - we hide the retry mechanics.

14 countries live today: Brazil, Mexico, Argentina, Ukraine, Kazakhstan, Uzbekistan, Azerbaijan, Kyrgyzstan, India, Pakistan, Bangladesh, Türkiye, Germany, UK, France. More shipping every month.

Get started

Ready to launch?

Drop your details. An engineer reaches out within the hour during business hours - no sales script, no demo request, no nonsense.

At least one of email or Telegram is required.